01-04-2010, 12:54 PM
Hello people
I have just found this site and have read through a couple of people's posts and from what I have read there are people in worse straights than myself.
At the moment I have put myself into a hole and have attempted to solve this by merely digging myself deeper. At present I am well aware that staying up until the early hours of the morning or rather 4am (As I have done pretty much solid for the last week) isn't really helping.
In short my luck has run dry apart from having a good partner and a beautiful 9 months boy. This in itself would be enough to grasp hold of however my situation is now Urgent.
The background to my story is that I have been with my partner for about seven years, we have recently had a baby and are about to complete a purchase for a house. Around five of these seven years has been spent living with her parents and it is these good parents who have made the house purchase possible, basically her parents have given us most of the money towards this. As a result our mortgage is minimal. This however was not good enough for me and I have turned the win and happy ending into an incredible apprehension that the purchase might fall through and possibly something more threatening.
I vaguely remember feeling fantastic when I won over a weekend. I am sure everyone will know what has happened here. Not only have I put this back in. I have maxed my credit cards, overdrawn two accounts and now have very little to last two weeks until payday with a debt which needs to be settled in order for the mortgage to be finalised - praying for a loan to cover losses which I doubt I will get and begging relatives for bailouts without telling them why.
This situation aside I have realised that I have reached the tipping point as I now have had vague thoughts of commiting crimes etc because I do not have the courage to tell my partner or her parents of how I have let them down.
I have just found this site and have read through a couple of people's posts and from what I have read there are people in worse straights than myself.
At the moment I have put myself into a hole and have attempted to solve this by merely digging myself deeper. At present I am well aware that staying up until the early hours of the morning or rather 4am (As I have done pretty much solid for the last week) isn't really helping.
In short my luck has run dry apart from having a good partner and a beautiful 9 months boy. This in itself would be enough to grasp hold of however my situation is now Urgent.
The background to my story is that I have been with my partner for about seven years, we have recently had a baby and are about to complete a purchase for a house. Around five of these seven years has been spent living with her parents and it is these good parents who have made the house purchase possible, basically her parents have given us most of the money towards this. As a result our mortgage is minimal. This however was not good enough for me and I have turned the win and happy ending into an incredible apprehension that the purchase might fall through and possibly something more threatening.
I vaguely remember feeling fantastic when I won over a weekend. I am sure everyone will know what has happened here. Not only have I put this back in. I have maxed my credit cards, overdrawn two accounts and now have very little to last two weeks until payday with a debt which needs to be settled in order for the mortgage to be finalised - praying for a loan to cover losses which I doubt I will get and begging relatives for bailouts without telling them why.
This situation aside I have realised that I have reached the tipping point as I now have had vague thoughts of commiting crimes etc because I do not have the courage to tell my partner or her parents of how I have let them down.