06-05-2010, 09:12 PM
Hi. I started gambling at 17. My mate took me into a bookies one lunch time at college. started off on the machines as you do, and before i knew it, i was feeding the machine with notes. i had savings, and money in my current account, i was well off for a student, considering my dad is medically retired and on benefits and my mums a sales assistant. i was skipping college lessons to gamble, 3 times i had taken a money out of the machines, but one of the times, some one attempted to mug me, and hit me on the chin, leaving a scar. i got compensation, but that went pretty quickly. now, im having to quit college as im too far behind to catch up with the work. ive got 3 cards maxed out, a loan to pay back, payday advances to pay back, over my current account limit. now, its not the gambling im trying to control, its my finances! but my creditscore is about 300, so i cant get any more loans to consolidate my debt, i cant get any creditcards to put all 3 onto 1. i've recently stole from my employer, just so i can get some money to pay for petrol to get to work, because as soon as my wages comes in, the payday advance people take it, then i have to take another loan out to pay all my creditors. before long, im going to be sacked if they find out what i did, and i will just go bankrupt at the age of 20!. my dad knows about my problem, but not the amount of money owed. if he knew, he'd throw me out. i've been to GA meeting before, but its not that i need help with, its getting my finances under control. I've been to CAB, but i've seen theres companies who will write off debts, does anyone know if these companies are scams? ive just sent letters asking for all my bank charges to be refunded or i shall take legal action, as it has cost me a fortune in charges alone!!! and if i get it back, that will go some way to getting myself back on track.