need some advice please

[worriedbuddy81]

Hi iam a very worried friend! Someone very close to me at least once a mth tells me they have lost a great deal of money or all,I've tryed talking to them n pointin out that its not worth it but all I get is I know iam such a idiot!,all I want to help help them but I just don't know how as I know they would never come to somewhere like this or tell anybody else!,so if anybody reading this can give me some advice I would be so so greatful...
THANK YOU